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Struggling with Debts of £3,000 to £30,000... or more?

Take Control of your Debts TODAY!

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Experts in Scottish Debt is part of one of the UK's leading debt resolution organisations - Money Debt & Credit Ltd (a founder member of the DRF/Debt Resolution Forum) - and we help consumers throughout Scotland who find themselves struggling with personal debt.

However difficult your financial circumstances have become, please rest assured that help is at hand - but it's important that you act now so that we can start helping you and to prevent your creditors from adding more charges/interest or taking further steps to recover the debts. So please take the first, simple step by claiming your free Debt Solution Report, which will outline the most appropriate options for you.

One of our expert advisors will then be able to review your income and expenditure to establish what you can actually afford to pay towards your debts, after your living costs have been covered. We would also need to review the type and level of debts you have, plus certain other factors, such as the equity in your home. We will then be in a position to recommend the most suitable debt solution options for you, so we can refer your details across to whoever that is, to get the help you need.

A Truly Tailored Debt Solution

As we offer fully independent advice across the full spectrum of possible debt solutions, we are able to truly "tailor" the right debt solution to meet your personal needs, which we firmly believe to be much better than a one-size-fits-all approach.

We're also delighted to hear that our customers agree almost unanimously - so please see what our customers have said on, the leading independent review site, where our customer service is rated at 99%!

The most common debt solution options are:

  • Debt Consolidation
  • Protected Trust Deed
  • DAS (Debt Arrangement Scheme)
  • Debt Management Plan
  • LILA (Low Income, Low Asset)
  • Sequestration (Bankruptcy)

The debt resolution advice we offer is free and without obligation, and your privacy and trust are of utmost importance to us. We store your details in the strictest of confidence, and we will only ever request personal information in order to find out the most suitable solution for you.

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To find out more about managing your money and getting free advice, visit
Money Advice Service, an independent service set up to help people manage their money.